| |
| Share Certificate Accounts** |
Rates As Of
February 1, 2012 |
|
| Account Type |
Rate Type |
Min Balance |
Dividend Rate |
APY* |
|
|
3 Month Certificate |
Fixed |
$5,000 |
0.20% |
0.20% |
|
Fixed |
$25,000 |
0.20% |
0.20% |
|
Fixed |
$50,000 |
0.20% |
0.20% |
|
 |
|
6 Month Certificate |
Fixed |
$5,000 |
0.30% |
0.30% |
|
Fixed |
$25,000 |
0.30% |
0.30% |
|
Fixed |
$50,000 |
0.30% |
0.30% |
|
|
|
12 Month Certificate |
Fixed |
$5,000 |
0.50% |
0.50% |
|
Fixed |
$25,000 |
0.50% |
0.50% |
|
Fixed |
$50,000 |
0.50% |
0.50% |
|
|
Youth Certificate****
(Matures on 18th Birthday) |
Variable |
$250 |
**** |
- |
|
|
Rates subject to change. Call the credit union at 619.579.0941 for current rate information. Members accounts are insured by the National Credit Union Administration to at least $250,000.
*APY-Annual percentage yield is based on an assumption that dividends will remain on deposit for the entire
term of the dividend period. Earnings are reduced by withdrawals from the account.
***Share Certificate Accounts-All certificate accounts are subject to penalties for early withdrawal-see
separate disclosure for details.
****Youth Certificate Accounts-rates based on monthly average of 26 week Treasury Bill rate, additional deposits can be credited to the account throughout the lifetime of the Certificate. Maturity date of certificate is the 18th birthday of the account owner. Funds will be disbursed to the regular share account upon maturity. |
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