| Loans |
Rates As Of
February 1, 2012 |
|
| Loan Type |
Max Term |
APR* As Low As |
|
New & Used Vehicle
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
|
60 Months |
3.95% |
|
72 Months |
3.95% |
|
84 Months |
4.45% |
|
 |
New & Used Motorcycle
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value.
|
60 Months |
6.45% |
|
72 Months |
6.45% |
|
84 Months |
6.95% |
|
 |
Classic Vehicle
Up to 80% of appraised value.
|
60 Months |
7.25% |
|
72 Months |
7.25% |
|
84 Months |
8.25% |
|
 |
New & Used RV**/Boat
Dealer purchase up to 90% of contract price. Private party purchase up to 90% of book value. Boats must have current wholesale appraisal.
|
96 Months |
7.25% |
|
180 Months |
7.75% |
|
 |
New & Used Recreation Sports Vehicle
(Includes personal watercraft and off-road vehicles)
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value.
|
24 Months |
9.50% |
|
36 Months |
9.50% |
|
60 Months |
9.50% |
|
 |
Share Secured
Secured amount equals loan amount plus 3%.
|
120 Months |
Share APR +3% (Min. 5%) |
|
 |
|
Line of Credit |
60 Months |
14.00% |
|
 |
|
Signature |
60 Months |
11.50% |
|
 |
|
Overdraft Protection |
12 Months |
18.00% |
|
 |