| |
| Savings Accounts |
Rates As Of
February 1, 2012 |
|
| Account Type |
Rate Type |
Min Balance |
Dividend Rate |
APY* |
|
Regular/Secondary
Share Accounts |
Variable |
$25 |
0.10% |
0.10% |
|
Variable |
$5,000 |
0.15% |
0.15% |
|
Variable |
$25,000 |
0.15% |
0.15% |
|
Variable |
$50,000 |
0.15% |
0.15% |
|
 |
|
Share Draft Accounts |
Variable |
$0 |
0.00% |
0.00% |
|
Variable |
$25 |
0.00% |
0.00% |
|
Variable |
$5,000 |
0.10% |
0.10% |
|
Variable |
$25,000 |
0.10% |
0.10% |
|
Variable |
$50,000 |
0.10% |
0.10% |
|
|
|
IRA Share Accounts |
Fixed |
$25 |
0.15% |
0.15% |
|
|
Holiday Club Accounts**
(Matures in November each year) |
Fixed |
$0 |
0.20% |
0.20% |
|
|
Rates subject to change. Call the credit union at 619.579.0941 for current rate information. Members accounts are insured by the National Credit Union Administration to at least $250,000.
*APY-Annual percentage yield is based on an assumption that dividends will remain on deposit for the entire
term of the dividend period. Earnings are reduced by withdrawals from the account.
**Holiday Club Accounts-Are established by January 31 each year, additional deposits can be credited to the account throughout the year with a maximum principal balance of $10,000. Account matures on the first Friday in November each year. Early withdrawals will be subject to a $5.00 fee per withdrawal. |
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