Savings Rates

Savings Accounts
Account Type Rate Type Min Balance Dividend Rate APY*
Regular/Secondary
Share Accounts
Variable $25 0.05% 0.05%
Variable $5,000 0.05% 0.05%
Variable $25,000 0.05% 0.05%
Variable $50,000 0.05% 0.05%
 
Share Draft Accounts Variable $0 0.00% 0.00%
Variable $25 0.00% 0.00%
Variable $5,000 0.05% 0.05%
Variable $25,000 0.05% 0.05%
Variable $50,000 0.05% 0.05%
 
IRA Share Accounts Fixed $25 0.10% 0.10%
 
Holiday Club Accounts**
(Matures in November each year)
Fixed $0 0.10% 0.10%
 
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Rates subject to change. Call the credit union at 619.579.0941 for current rate information. Members accounts are insured by the National Credit Union Administration to at least $250,000.

*APY-Annual percentage yield is based on an assumption that dividends will remain on deposit for the entire term of the dividend period. Earnings are reduced by withdrawals from the account.

**Holiday Club Accounts-Can be established at any time and additional deposits can be credited to the account throughout the year with a maximum principal balance of $10,000. Account matures on the first Friday in November each year. Early withdrawals will be subject to a $5.00 fee per withdrawal.